The inspection flagged the roof. The deal doesn't have to die.
We install the new roof now. Seller pays at closing — money comes out of the HUD-1, zero out of pocket before the deal funds. Built for realtors across Navarre, Gulf Breeze, Pensacola, Milton, and Pace.
Four tools. One phone call.
Everything you need to resolve a roof issue flagged during inspection — on the seller side, the buyer side, or both.
Defer payment until closing
Install now, pay at closing. Funds come out of the HUD-1. Seller spends nothing out of pocket. The deal doesn't fall apart over a roof.
30-second satellite estimate
Type an address. See a replacement cost range in 30 seconds. Give the number during your listing appointment, not two days later.
Full exterior repair
Soffit, fascia, gutters, siding, flashing. One contractor, one invoice, one warranty — instead of coordinating four trades.
$0-down financing
$0-down roof financing via SELF, a Florida non-profit lender (5–9.5% APR, 5–10 yr). A buyer-side concession tool when the seller won't budge on a roof credit.
Four days from call to closed deal.
You call us
Shelly pulls the address on satellite, gives you a replacement cost range on the phone. 10–15 minutes, no visit required yet.
Written quote + defer agreement
Seller signs the scope, price, and the payment-at-closing agreement. Title company gets a copy so they know what to expect at funding.
We install the roof
Full tear-off, 6-nail install, double-layer synthetic underlayment, GAF Timberline HDZ. 150-mph wind warranty — inspection-ready.
Payment at closing
Our invoice goes on the seller's side of the closing disclosure. Title wires us at funding. You close on time, full price.
How it played out on a Gulf Breeze listing.
22-year-old shingle roof. Buyer's inspector flagged multiple soft spots and end-of-life wear. Buyer demanded a $14,000 credit or would walk.
Full tear-off and GAF HDZ install in 2 days. Seller signed the defer agreement. Title company got a copy of the invoice and agreement before contingency removal.
Deal closed on time at full list price. Seller paid us at closing out of proceeds. Realtor now sends us every roof-flagged listing.
“I stopped losing deals the month I started calling Jason.” — an actual quote we hear monthly.
One printed page. Every tool on it.
The defer-until-closing agreement summary, the instant estimator QR code, Shelly's direct line, and the exterior-repair scope. Hand it to your seller at the next listing appointment that has a questionable roof.
- Printable PDF, fits in any listing folder
- QR to the 30-second satellite estimator
- Realtor-direct phone line (not the general queue)
- Zero obligation — it’s a reference sheet, not a pitch
Realtor Program FAQ
We sign a defer-payment agreement with the homeowner before we install. Payment for the roof is collected from the closing proceeds at the title company, listed on the seller's side of the closing disclosure. If the deal falls through and the seller keeps the home, our standard financing options kick in — the seller is never left without a resolution.
Most residential roof replacements take 1–2 days once materials are on site. We typically schedule within 5–10 business days of contract signing — fast enough to stay inside most contract contingency windows. Urgent listings can be expedited; call Shelly directly at (850) 220-3965 if you have a timing-sensitive deal.
Beyond the roof itself: soffit, fascia, gutters, siding, flashing, chimney caps, skylights, and storm-damaged exterior trim. If the inspection report flagged it and it's on the outside of the house, call us first before calling a handyman — we can often bundle it into the same project at a better price.
Yes. We offer $0-down financing through SELF — the Solar and Energy Loan Fund, a Florida non-profit lender — with fixed rates from 5–9.5% APR on 5–10 year terms. SELF approves on the homeowner's ability to repay, not just their credit score, so it's a flexible buyer-side concession when the seller won't budge on a roof credit.
Yes — we're set up to coordinate entirely remotely for absentee owners. We send satellite measurements and photos, get approval by email or text, bill through closing or direct pay, and send a written final-inspection report you can forward to the owner or buyer.
No catch — it just requires trust, documentation, and financial discipline. We've been roofing the Panhandle for 30 years and we're comfortable carrying 30–60 days of receivables when the paperwork is clean. Most roofers aren't set up to wait on closing; we're built for it because we see how many deals it saves. Florida License #CCC1337480.
Got a listing where the roof is the weak spot?
Call Shelly. She can pull the address on satellite and give you a number in 15 minutes — no visit required to start.
Complete Roofing LLC · 1286 Harrison Avenue, Gulf Breeze, FL 32563 · FL License #CCC1337480