Wind Mitigation Roofing — Built for the Maximum Insurance Discount.

No — Florida law limits who can sign the OIR-B1-1802 to licensed general contractors, architects, engineers, building inspectors, and home inspectors with the wind mitigation designation. As a licensed roofing contractor (FL #CCC1337480), our role is to build and document your roof to earn every available credit. We coordinate with your wind mit inspector and hand them photo-documented evidence of each qualifying feature.

Florida homeowners typically save up to 30 percent on the wind portion of their premium after a full-credit wind mitigation inspection. On a $4,000 annual premium in Navarre or Gulf Breeze, that's $800 to $1,500 per year — the inspection usually pays for itself before the first renewal, and the savings compound every year you own the home.

Not necessarily. If your existing roof is less than 15 years old, installed to current Florida Building Code, has an 8d nail deck attachment, and documented secondary water resistance, you likely already qualify. We'll do a free inspection and tell you straight — if a wind mit inspection on your current roof will unlock discounts, you won't need a replacement to capture them.

Hurricane straps and clips are the metal connectors that tie your roof structure to the walls — the 'roof-to-wall connection' category on Florida's wind mitigation form, where a wrap-style strap earns a bigger credit than a clip or a nailed connection. A re-roof is the cheapest moment to deal with them: with the decking exposed, an inspector can verify what you have, and upgrades that would otherwise mean opening soffits or ceilings become far more accessible. We document the existing connections with photos during every tear-off so your wind mitigation inspector can score the category accurately.