Wind Mitigation Roofing — Built for the Maximum Insurance Discount.

No — Florida law limits who can sign the OIR-B1-1802 to licensed general contractors, architects, engineers, building inspectors, and home inspectors with the wind mitigation designation. As a licensed roofing contractor (FL #CCC1337480), our role is to build and document your roof to earn every available credit. We coordinate with your wind mit inspector and hand them photo-documented evidence of each qualifying feature.

There is no statewide number, and anyone quoting you one is guessing. The credits apply only to the windstorm portion of your premium — not the whole bill — and every carrier files its own credit schedule with the state. By some estimates the wind-mitigation credits together can cut that wind portion by up to 30 percent, but that is a ceiling for a fully-qualifying home, not a typical result, and your actual credit depends on your carrier, your structure, and what your previous roof already scored. The definitive answer is your carrier's own premium discount notice (form OIR-B1-1699 or OIR-B1-1700), and since October 2023 carriers must publish their mitigation discount information on their websites. What we control is the roof: we build and photo-document every roof-related category on the OIR-B1-1802 so your inspector can score each one accurately.

Not necessarily. If your existing roof is less than 15 years old, installed to current Florida Building Code, has an 8d nail deck attachment, and documented secondary water resistance, you likely already qualify. We'll do a free inspection and tell you straight — if a wind mit inspection on your current roof will unlock discounts, you won't need a replacement to capture them.

Hurricane straps and clips are the metal connectors that tie your roof structure to the walls — the 'roof-to-wall connection' category on Florida's wind mitigation form, where a wrap-style strap earns a bigger credit than a clip or a nailed connection. A re-roof is the cheapest moment to deal with them: with the decking exposed, an inspector can verify what you have, and upgrades that would otherwise mean opening soffits or ceilings become far more accessible. We document the existing connections with photos during every tear-off so your wind mitigation inspector can score the category accurately.