26-Gauge Metal Roofing — Standing Seam and Exposed Fastener Systems.
Heavy-gauge 26-gauge panels in both standing seam and exposed fastener profiles — Kynar 500 on standing seam, Sherwin-Williams WeatherXL on exposed-fastener panel — with stainless fasteners spec'd for salt air.
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- 30+ years of roofing across the Panhandle
- Licensed & insured · FL Lic. CCC1337480
- Financing available through third-party lenders
- We answer every call — 24/7
What's Included
The Florida Panhandle throws everything at your roof — salt air, hurricane-force winds, relentless UV, and driving rain. Metal roofing is engineered to handle all of it. Complete Roofing installs 26-gauge metal roof systems in two profiles: concealed-fastener standing seam (the premium architectural choice) and exposed-fastener ribbed panels (the workhorse, strongest price-per-square option). The two profiles carry different factory finishes and we will tell you which one you are buying: standing seam gets a Kynar 500 / PVDF coating, the premium coil chemistry; exposed-fastener panel gets Sherwin-Williams WeatherXL, a silicone-modified polyester. Both are applied to the coil at the mill before the panel is formed, never painted on site, and both go down with stainless or hot-dipped galvanized fasteners spec'd for direct coastal exposure. We do not publish a single lifespan number for metal — the honest answer depends on the panel, the gauge, the coating and how much salt the roof actually sees. What is written down is one insurer's rule: Citizens Property Insurance asks for documentation of a replacement, or of at least 5 years of remaining useful life, once a shingle roof is more than 25 years old, and does not ask the same of metal, tile, slate, clay or concrete until they are past 50. Other carriers set their own roof-age rules.
- 26-gauge steel — heavier than the builder-grade 29-gauge most roofers install
- Standing seam with concealed fasteners and mechanically seamed joints
- Exposed fastener ribbed panels (R-Panel / PBR) with EPDM-washered screws
- Kynar 500 / PVDF coil finish on standing seam — the premium chemistry for colour and chalk resistance
- Sherwin-Williams WeatherXL (SMP) coil finish on exposed-fastener panel — Sherwin-Williams publishes 40 years on film integrity and 30 years on chalk and fade at roofing slopes. That is a paint warranty from the coating maker to the panel mill, not a roof lifespan and not a rust warranty, and it ends if the house changes hands
- Stainless and hot-dipped galvanized fasteners for coastal and beachfront installs
- 150+ mph wind rating — well above the design wind speed the Florida Building Code sets for our stretch of the Panhandle
- Reflective finishes that shed solar heat instead of holding it, easing summer cooling load
- Low maintenance, available in 30+ colors — and the roof type Citizens doesn't ask about until it is past 50 years old, against 25 for shingle
Metal Roofing FAQ
We do not publish one number, because the honest answer depends on the panel profile, the gauge, the coating and how much salt the roof actually sees — and most companies quoting a single figure are quoting a brochure. The number that is written down is an insurance one: Citizens Property Insurance requires documentation of a replacement, or of at least 5 years of remaining useful life, once a shingle roof is more than 25 years old, and does not ask that of metal, tile, slate, clay or concrete until they are past 50.
No. Modern metal roofs are installed over solid roof decking and synthetic underlayment, which dampens sound. Most homeowners report no noticeable difference in rain noise compared to shingle roofs. Our double-layer underlayment adds an extra sound barrier.
We will not quote you a resale percentage — the figures that circulate are national averages with no Panhandle sample behind them. What we can point to is concrete: on the Gulf Coast a buyer's financing usually hinges on the roof being insurable, and at Citizens a metal roof doesn't reach the replacement-or-useful-life documentation threshold until it is past 50 years old, against 25 for shingle; other carriers set their own rules.
Usually we will recommend against it. Re-covering leaves the deck unseen, so nobody can confirm the fastener hold or find soft sheathing — and after Hurricane Michael, Moody's reported significantly more metal roof failures in the Panhandle, attributed partly to metal panels installed on top of old asphalt shingles. A full tear-off lets us inspect and repair the deck, and it is what the wind-mitigation credits are documented against. On manufactured homes we do not do it at all.
Notes on insurance and Florida law on this page are general information, not legal or insurance advice.
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Drone plus on-foot inspection, a written photo report, and a straight answer: fix it, watch it, or replace it. No charge, no pressure.
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Learn moreSee this work on real Panhandle roofs
No stock footage — these are our own crews on real Escambia, Santa Rosa and Okaloosa County jobsites. Tap any clip to watch.
Metal Roofing Service Areas
We provide 26-gauge metal roofing — exposed fastener & standing seam across the Florida Panhandle.
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