Roof Replacement in Pensacola, FL

If your roof was damaged by a storm, wind, or hail event, your insurance will often cover the replacement minus your deductible. We provide full documentation and work directly with your adjuster.

Every shingle roof we install uses a GAF Timberline architectural shingle, up to Timberline UHDZ on our full GAF Lifetime Roofing System. Timberline HDZ is GAF's #1-selling shingle. It comes with StainGuard Plus algae protection and is rated to 150-mph winds, and we install it with 6 nails per shingle and GAF ridge cap. Note that the wind rating and the wind warranty are two different things: because we run GAF starter at both the eaves and the rakes, HDZ carries GAF's 130-mph limited wind warranty (it is 110 mph without starter at the rakes). On our full GAF Lifetime Roofing System we also register a GAF WindProven limited wind warranty in your name, a GAF warranty with no maximum wind speed limitation.

We don't arrange financing ourselves, but it is available through third-party lenders such as SELF (the Solar and Energy Loan Fund), a Florida non-profit, U.S. Treasury-certified CDFI. You apply and work with the lender directly, and the lender makes the credit decision and sets the rate and terms — we are the roofer, not the lender.

Most Pensacola architectural-shingle replacements run $8,000-$20,000; most metal roofs run $25,000-$60,000. Historic North Hill homes and steep, cut-up roofs sit at the higher end because of the extra flashing and labor. A free measurement gives you the exact number.

Yes. We re-roof North Hill and other historic Pensacola homes regularly, including the Architectural Review Board color and profile approvals. We match period-appropriate shingle profiles while bringing the underlayment and deck attachment up to modern code, and every shingle still gets our 6-nail install.

Whether your policy pays, and at what deductible, is a question only your insurance company or agent can answer. What the law sets: 1 year to report a new claim and 18 months for a supplement (FS 627.70132), so document damage fast. We provide a free inspection, photo documentation, and on-site adjuster meetings. Insurers treat storm damage and normal aging differently, and an old roof is also a common non-renewal trigger.

Yes. Inside city limits, re-roof permits go through City of Pensacola Building Inspections; in unincorporated Escambia County — Ferry Pass, Beulah, Warrington, and much of the metro — they go through Escambia County Building Services. Small repairs under two roofing squares are generally permit-exempt in the county. We pull the permit, schedule inspections, and hand you the paperwork your insurer wants to see.

Often, yes. The state's My Safe Florida Home program offers free wind-mitigation inspections and matching grants up to $10,000 for qualifying homesteaded homes (income limits apply and funding comes in cycles — check mysafeflhome.com). Separately, a wind-mitigation inspection on a new sealed-deck roof can cut the wind portion of your premium by up to 30%, and financing is available through SELF, a third-party nonprofit lender.

Yes — $500 off for active-duty service members, reserves, veterans, and first responders. With NAS Pensacola and Corry Station next door, a big share of our Pensacola customers are military families, and the discount is our way of saying thanks. Mention it when you request your free quote.