Financing that makes a new roof fit your budget.
0% APR for up to 18 months, low-APR 5–10 year plans, and a soft pull that won't ding your credit. Built for Florida Panhandle homeowners — including folks bridging a hurricane insurance gap.
Run your monthly payment.
Move the sliders. See the number. No email required, no credit pull.
Not sure? Run our roof cost calculator first.
Often equals your insurance claim payout minus your hurricane deductible.
Disclosure: Monthly payment estimates are for illustration only. Actual rates, terms, and approval depend on our third-party financing partners (GreenSky, Hearth, Service Finance) and your credit profile. Complete Roofing LLC is not a lender and does not make credit decisions. Florida License #CCC1337480.
Established national lenders. Local roofer.
We don't make the credit decision — we partner with top-tier home-improvement lenders who specialize in roofing and can approve most Florida homeowners in under 60 seconds.
From quote to approved in three steps.
Free estimate
We walk the roof, measure via satellite, and send you an itemized quote within 24 hours.
Soft pre-qualification
Enter a few details on our partner's portal. Soft credit pull — no impact on your score. Decision in ~60 seconds.
We install, you pay monthly
We finish the roof. Your payments start the next month. Early payoff, anytime, no penalty.
Roof Financing FAQ
Yes — we partner with top home-improvement lenders (GreenSky, Hearth, Service Finance) who offer 0% APR for 12 or 18 months for qualified Florida homeowners. It's especially popular for bridging the gap between an insurance claim payout and our final project invoice.
Most applications return a decision in under 60 seconds. Approval is soft-pulled — it does not affect your credit score to get pre-qualified. We handle the full application at your kitchen table during your free estimate visit.
Our partner lenders typically approve down to 640 FICO for some plans, though 700+ gets the best rates. If one lender declines, we'll try a second before you give up — our financing specialist knows which programs fit which credit profiles.
No — every plan we offer allows early payoff with no penalty. This matters for 0% promotional plans: if you pay the full balance by the promo deadline, you pay zero interest.
Yes — and it's one of the most common ways our customers handle a hurricane claim. The lender funds the project up front, you pay your deductible (often $2,500–$5,000 on a Florida wind policy), and the insurance payout goes toward paying down the loan.
No. Unlike a home-equity loan, our financing is unsecured personal credit. No lien on your property, no appraisal required, no title search. It's simpler than a HELOC and usually faster to close.
No — and we want to be clear about that. We're a licensed Florida roofing contractor (FL Lic. CCC1337480). We partner with established national lenders for the financing side. They make credit decisions; we install your roof.
Ready to see your real number?
Get a satellite-measured estimate and pre-qualified payment options in the same visit.